Financial Literacy and Help

     A journey of a thousand miles begins with a single step. Lao-tzu
     

    1. CREDIT COUNSELING CENTERS
    2. FINANCIAL HELP
    3. FINANCIAL LITERACY
    4. FREE TAX SERVICES 


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    CREDIT COUNSELING CENTERS

    Debt Relief Assistance  
    (credit card debt)
    313-832-4788

    Financial Opportunity Center
    711 Saginaw St
    GST Michigan Works Building
    Flint, MI 48503
    810-232-2521

    Green Path Debt Solutions  Toll Free Helpline or schedule an appt: (800) 550-1961


    Green Path is a non-profit that offers free debt counseling that is personal and tailored to your unique situation. They people eliminate credit card debt and assist with student loan debt, help homeowners avoid foreclosure, provide reverse mortgage counseling to seniors, help people manage their credit score, and provide bankruptcy counseling and education for debtors filing for bankruptcy. 
     
         GreenPath Financial Wellness
         2425 S Linden Rd Ste D-134
         Flint, MI 48532
         810-230-1077

         In Person counseling:  call for appointment

         M&T  8 am - 5 pm
         W 8 am - 3:30 pm
         Th 10 am - 5 pm
         F 8 am - 5 pm 

         Debt Counseling by Telephone
         M-Th 8 am - 10 pm
         F 8 1m - 7 pm
         Sat 9 am - 6 pm

    National Foundation for Credit Counseling
    801 Roader Rd., Suite 900
    Silver Spring, MD 20910
    800-388-2227 

    Operation Hope Detroit
    Operation Hope offers free one on one counseling. Although it is located in the Detroit area, they are willing to work with people via phone counseling.  Not sure how far they will travel to do a workshop.  Never hurts to ask.
    Contact:  Eva Torres
    313-683-0629
    eva.torres@operationhope.org



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    FINANCIAL HELP

    Department of Health and Human Services (DHHS)

         Cash Assistance FIP (Family Independence Program) - paid with Bridge Card
         Cash assistance is only for families with children under age 18. Includes pregnant  

         moms or a grandmother raising grandchildren.

         There is a 21 day assessment period for cash assistance. During this time BOTH  

         parents must go to an orientation at Michigan Works and take part in the PATH 
         program. If they do not follow through with PATH, they cannot receive benefits.

     State Emergency Relief (SER)
         SER is designed to maintain low-income households that are normally able to make  

         ends meet but occasionally need help when unexpected emergency situations arise. 
         The program can be used for burials, energy assistance, weatherization, and home 
         repairs.

         District 3 -  Children's Services only
         125 E Union
         Flint, MI 48501
         810-760-2888
         810-760-2550

         District 5  - Adults
         125 E Union 
         Flint, MI 48501
         810-760-2773
         810-760-2200 

         District 6
         4809 Clio Rd
         Flint, MI 48501
         810-787-7101
        
    Salvation Army Social Services
    211 W. Kearsley St.
    Flint, MI 48502 

    M-F 8:30 am - 4 pm
    Utility shut off & housing evictions or foreclosures
    Individuals seeking assistance must apply to DHHS for state energency relief first.   

    Check this page to understand what you need to do to apply for assistance.
    By appointment only, call 810-232-2196 
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    FINANCIAL LITERACY


    Operation Hope Flint
    Ebony Jones
    Program Manager, Flint
    Youth Empowerment Program
    Cell: 810-513-7352
    ebony.jones@operationhope.org



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    FREE TAX SERVICES

    Michigan Free Tax Help

    AARP Free Tax Help 

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